Is Travel Insurance Mandatory While Traveling Abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying Travel Insurance is mandatory too. Buying travel insurance is mandatory, many countries worldwide consider it as important as a VISA and many not let you enter their territory without a valid travel insurance. However, why just buy travel insurance because it is mandatory? You must get one for your own safety and precaution.

Advantages of Travel Insurance

Buying a Travel Insurance plan comes with a host of benefits. It is designed in such a way that one single policy can protect your baggage, your liabilities, and medical emergencies. Let’s understand how a travel insurance policy works and its advantages.

1.       Emergency medical expenses: Travel Insurance covers outpatient, in-patient, medical aid, therapies and diagnostic tests costs incurred due to sudden illness or accident.

2.       Personal Accident: Pays medical expenses in case of accidents or permanent total disability.

3.       Flight delays: Delay in Flights or rescheduling of flight is a common scenario during international travel. In case the aircraft is delayed for more than 6 hours then we reimburse the amount spent on purchase of meals, refreshments etc. subject to submission of bills.

4.       Delay of Checked Baggage: Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to delay of checked-in baggage for more than 12 hours.

5.       Total Los PPPs of baggage & personal documents – Get a cover in case of lost baggage or loss of personal documents such as passport and other relevant documents.

6.       Personal Liability: Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.

7.       Other Benefits: Personal Accident (Common Carrier), Hospital Cash, Emergency Dental Treatment, Medical Evacuation, Repatriation, Loss of Checked Baggage, Financial Emergency Assistance, Hijack Distress Allowance and Contingency Travel Benefit

Schengen Visa Itinerary provides three types of services: Flight Reservation, Hotel Booking and Travel Insurance. You can use one of the services, a combination of two of them or all three, if you need so. In addition, you have the opportunity to choose between getting the service delivered within 6 hours or 24 hours.

Does Travel Insurance Protect My Possessions Too?

Yes, usually. If you suffer the misfortune of losing your luggage, passport or bank cards on holiday, it can be some comfort knowing that you have an insurance provider on hand to provide 24-hour assistance. 

The right policy can cover lost, stolen or damaged baggage and personal possessions. Be warned, though, you probably won’t be covered if you leave your belongings unattended and they’re then taken, so don’t go wandering off to the bar or pool, leaving your tempting beach bag behind – not even for a minute. You should also report any theft to the police as soon as possible as some insurance providers require you to have done so within 24 hours for your claim to be valid.

Standard travel policies can vary wildly in the amount covered. It’s important to check both the total limit your insurance provider will pay out if your baggage is lost, stolen or damaged and if they have a single item limit – the most they’ll pay out for any one high-value item. Depending on what you’re packing, when you get a quote you may need to choose a higher limit to take your policy to the level of cover you need. This might depend on your taste, whether you’re a minimal packer or if you bring your designer wardrobe in exclusive high-end luggage. If you’re taking gadgets such as tablets, phones and laptops, you may want to consider travel gadget insurance.

What else does travel insurance cover?

We’ve already outlined the importance of travel insurance for covering the cost of medical emergencies and lost or damaged personal possessions. But that’s not all. Your policy might also cover:

•        Cancellation of a pre-booked holiday because of unforeseen circumstances, such as a family bereavement or jury service.

•        Missed flights, cancellations and delays 24/7 assistance.

•        Personal liability cover if you cause an accident while you’re away.

•        Coronavirus cover can help protect you financially, for example, if you test positive in the 14 days before you travel and have to cancel. 

Cancellations and delays will only be covered for valid reasons specified in your policy. If an airline offers compensation, most travel insurance providers won’t then pay out as well. And those that do will only usually cover the difference on top of the airline’s compensation – another reason to check the small print carefully.

To make an affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

What Are the Reasons to Book Flight and Hotel Reservation for Visa Application?

If you have plan to travel abroad, you might need an entry visa from the embassy of the destination country you plan to visit. To obtain this visa, you need to submit a visa application. Flight & Hotel reservation is the mandatory requirement for any type of visa application.

With us, you can get all the reservations you need in a matter of few minutes. You can get reservations for Flight & Hotel to any destinations or Schengen countries instantly, even while you are at the embassy. These reservations are acceptable for visa application to Schengen any country.

2 Reasons to Book Flight and Hotel Reservation for Visa Application

Planning your holidays can be a bit stressful sometimes: you need to decide the destination, pick the best dates, select the most convenient flights, book the hotel and lastly, applying for the visa.

That’s why today we want to present you the two reasons to book a Flight and Hotel Reservation for your visa application from us! Are you ready to know the advantages? Read on!

It’s fast and easy!

Thanks to our powerful search engine, you’re able to find reservations for your trip in just one quick search! It takes about 5 minutes (or less) to search for your flight + hotel and place your order at the same time. Your reservations will be available for you to download when the order complete.

Maximum convenience

Making appointments for visa applications and delays have becomes a very common issue during this covid-19 period. At Schengen Visa Itinerary, we offer you the maximum convenience for date revision. In fact, you can get this done directly from your account. To eligible for revision, your reservation must have at least 1 day before the departure date due.

If this still not good enough for you, feel free to address us with your opinion of improvement suggestion… And we will get it done!

We also offer Affordable Travel Insurance to complete your visa requirements.

If you need support with an upcoming trip to the Schengen Area, please Contact us today.

Why Do You Need an Itinerary and Do US Citizens Need a Travel Itinerary?

A Travel Itinerary helps you plan your trip before you even leave the house. It ensures that you have all the information you need to find your way around town and to keep track of your plans without losing your mind.

A travel itinerary also helps you remember everything necessary about your trip. You don’t want to race through a list of things to remember in the middle of the night in a strange hotel room, trying to figure out what’s in your luggage and what’s in someone else’s luggage.

A travel itinerary is especially helpful if you’re travelling with kids because it can help you stay on top of their plans. If someone forgets to bring along an extra pair of sneakers, for example, then the itinerary will help you know what needs to be taken care of immediately.

If you’re travelling with other people, let them know exactly when they should meet up with you at specific locations, so there are no questions or confusion later on.

Do US Citizens Need a Travel Itinerary?

Unlike me, US citizens enjoy the benefit of visa-free travel to plenty of countries, including the 26 Schengen Countries. Meaning, they don’t need to go through the tedious process of applying for a Schengen Visa. Instead, US citizens only need to gather a few documents like their passport and proof of sufficient funds. After that, they can travel to their desired destination. However, US citizens will still need to go through the countries border control, where their passports will be stamped for entry. During this process, authorities always have the right to ask a foreign national what the purpose of their trip is, and if they can’t present a valid reason, they may risk being sent back to their home country.

So, to avoid any delays or frustrations, I highly recommend that you carry with you a complete Travel Itinerary that will help support the purpose of your visit. Furthermore, this will also indicate that you plan to travel back to your home country. After all, rather safe than sorry.

To make a Flight Itinerary/Travel Itinerary without paying the price you could use the services of Schengen Visa Itinerary. We also offer Hotel Reservation and affordable Travel Insurance to complete your visa requirements.

When Is the Best Time to Get Travel Insurance for Schengen Area?

When you’re planning a vacation, you’re probably thinking about booking a flight, a hotel and maybe a rental car. While you’re in the process of all that planning, it’s a good time to consider another important piece of the vacation planning puzzle: protecting your trip with travel insurance. Purchasing Travel Insurance is a smart, inexpensive investment that can provide financial protection in cases of covered trip or flight cancellations, unexpected medical expenses while traveling and costs incurred due to baggage delays, loss or theft.

When Is the Best Time to Get Travel Insurance?

If you’re wondering when you should buy travel insurance, the simple answer is, “as soon as possible.” Ideally, you’ll buy coverage no later than 15 days prior to your trip. But figuring out the type of coverage you need, how much you need and what supplemental coverage will help protect your trip, requires thoughtful consideration of what you’ll be doing on your trip and what risk factors you may encounter along the way.

If you don’t purchase insurance by that 15-day marker or you had to book your trip on short notice, you’ll still be able to buy coverage. Just understand that, typically, the coverage will cost a little more.

Should I Purchase Travel Insurance Before or After Booking?

Though you can buy travel insurance before you book your flight, it’s actually better to wait until after you reserve your seat on the plane. This way, you’ll know your ticket price and can make sure your travel insurance will cover the full cost of the ticket, in case you need to file a claim later.

Typically, the more information you have about your trip and your estimated expenses, the easier it will be to buy coverage that best suits your needs.

When Is It Too Late to Buy Travel Insurance?

In general, you can buy coverage any time before the date of your trip. That said, it’s always best to buy coverage as soon as you make your reservations. The sooner you buy travel insurance, the sooner you’ll be protected and the more benefits you may be eligible to receive.

To make an Affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

If you need support with an upcoming trip to the Schengen Area, please Contact us today.

Why Is the Flight Itinerary a Required Document?

When you plan to travel to the Schengen Area or apply for a Schengen Visa, you’ll need to present a Flight Itinerary or Flight Ticket that indicates where you’ll be traveling too. Authorities will want to know what you plan to do in the Schengen States and if you plan to travel back to your home country after your visit. In most cases, your flight itinerary will help support the purpose of your trip.

The Embassy will ask for a flight itinerary for the following reasons:

•        To Avoid Overstaying in The Schengen Area

The Schengen Embassies and Consulate’s main concern is that foreign nationals might overstay in the Schengen Area. Your flight itinerary will help Embassy officials determine whether you plan to overstay in the Schengen Area. The best way to prove you won’t overstay in the Schengen Area is to present a flight itinerary. Your flight itinerary will show your departure and arrival times and dates to and from the Schengen Area. It will help assure Embassy or Consular officials that you don’t exceed your allowed stay in the Schengen Area.

•        To Decide the Length of Your Visa

Depending on the purpose of your trip, authorities will need to decide the length of your Schengen Visa. For example, suppose you plan to travel to Spain for business purposes. In that case, you’ll be granted a single entry visa that is valid for the number of days you need to conclude your business in Spain. Not only does your flight itinerary help prove the purpose of your trip, but it also allows embassy officials to make a more informed decision on the amount of time you’re allowed to stay in the Schengen Area.

•        To Check That Your Applying at The Correct Embassy

The Schengen Agreement has specific rules regarding the port of entry. All Schengen countries must obey these rules. If you plan to travel to more than one Schengen Member State, you’ll need to apply for your visa at the correct Embassy. Sometimes it can be unclear where you should apply for your Schengen Visa. Providing a complete flight itinerary can help Embassy officials determine if you’re applying at the correct Embassy.

For example: Suppose you plan to travel to Greece for 7 days, France for 10 days, and Portugal for 20 days. In that case, you’ll need to apply for your visa at the Portuguese Embassy/Consulate. If you apply at the Greece Embassy, authorities will kindly ask you to reapply at the correct Embassy.

Quick note: Keep in mind that the flight itinerary is not the only document you’ll need to submit. In addition, you’ll need to present other documents like proof of valid Travel insurance, proof of accommodation, bank statements, and other relevant travel documents.

To make a Flight Itinerary without paying the price you could use the services of Schengen Visa Itinerary. We also offer Hotel Reservation and affordable Travel Insurance to complete your visa requirements.

Travel Itinerary is a Key to Your Successful Trip!

A Travel itinerary is a schedule of events relating to planned travel, generally including destinations to be visited at specified times and means of transportation to move between those destinations.

The purpose of travel is connected with building social relationships, opportunities to learn and grow, and commitment. It gives us the chance to be truly engaged in an activity, to develop new skills and to discover new cultures. It brings us closer to ourselves and others.

Why make an itinerary?

A Travel Itinerary is a bit like a recipe for a successful trip. With a well-thought-out itinerary, you can enjoy your trip and discover the country with peace of mind.

The first interest in designing an itinerary is to immerse yourself in the future destination of your trip. By thinking about the route you are going to take, the points of interest you don’t want to miss, the way you are going to get around, you will begin to immerse yourself in the culture and habits of the country.

The travel itinerary makes it possible to organize in advance a road trip, itinerant circuit, or self-tour. For this kind of trip, it is better to know in advance where you will sleep in the evening, and by what means of transport you will leave the next day. Of course, some improvisation is necessary, but often, for a short trip, it can be a source of stress and loss of time on the spot.

Also, the itinerary allows you to prepare reservations. Some activities absolutely must be booked in advance, and are almost impossible to do without knowing when you will be there. Moreover, in some cities and depending on the season, hotels may be full: it is better to have booked in advance.

Finally, with precise planning, you will be able to refine the budget for your trip. By taking into account airline tickets, the number of nights, the most expensive activities, and the number of meals, you can easily arrive at a first budget estimate.

We recommend you to create a program to help you keep track of the important things.

Additionally, if you’re looking for trustworthy and verifiable Travel itinerary provider then give it a try Schengen Visa Itinerary. They’re offering Flight Reservation for visa, Hotel Booking at your destinations and Travel Insurance for any Schengen visa country.

What Is the Difference between Booking and Reservation and Can You Make a Hotel Reservation Without Paying?

It is important for you to know that there is a difference between “booking” and “reservation”.

•        A “booking” is an arrangement you make, such as a hotel room or a flight ticket and you pay 100% upfront for it.

•        A “reservation” is the arrangement you make, such as a hotel room or a flight ticket without you paying in advance but having it blocked from anyone else being able to book it. Once your Visa is approved, you can fully make your payment.

It is not necessary for you to submit hotel booking for Visa and pay for your room in advance because, in the unfortunate event of Visa rejection, you risk losing your money.

Therefore, you are allowed to submit proof that you reserved a room in a hotel without the need of paying upfront for the booking.

The same rule is valid for your Flight Itinerary for Visa: according to the Visa application procedure, you can submit Flight Reservations instead of flight bookings without you paying in advance for them.

Nevertheless, the difference between “booking” and “reservation” is more important when it comes to your flight tickets (because just a few airlines allow you to make a flight reservation that you do not need to pay for). But most hotels will not ask you to pay in advance for your room or will offer you a refundable option (unless you do not find a non-refundable offer on one of the websites that offer hotel reservation services).

Even though you have to provide the details of your credit card as a guarantee when reserving a hotel room, no charge will be made to your credit card.

Your card number is held against a cancellation that can violate the hotel’s cancellation policy.

 Therefore, it will not be difficult for you to find Hotel Reservation (Accommodation) in the city or cities within the Schengen Area you plan to travel to without you paying in advance.

Please note that you need to submit the hotel bookings or reservations for each city you plan to visit in order to get your Visa.

For example, if you’re going to visit three different cities within the Schengen Region (no matter if they are in the same country or in different countries) you must submit three hotel reservations.

Important: If you need help and do not want to make the reservations for the entire trip to Europe yourself you can also book your Flight and Hotel Itinerary through Schengen Visa Itinerary for one flat rate for up to 30 days of travel (we also include your Schengen Travel Insurance in your package).

If you are interested in our flight, hotel and insurance package, please Contact us and we would be more than happy to help. We ensure a 24 hours’ delivery for all of our services.

Benefits of Purchasing Travel Insurance in Advance

There are Various Benefits of Purchasing Travel Insurance in advance. They are:

Protection Against Trip Cancellation

The reason why you should take travel insurance is to safeguard yourself against trip cancellations. If due to an exigency, you have to cancel your trip, then you will lose the entire booking amount you paid for the trip. But if you have a travel insurance policy, it will protect you against this kind of unexpected cancellation expense. Remember, your travel insurer will not provide a claim for any predictable event.

Protection Against Illnesses

A travel insurance policy provides coverage against any illness or emergency during a trip. What if you, or any of your family members, falls ill before the trip and have to cancel it? If such a situation arises, and you have booked a travel policy in advance, it would protect you against any sudden illness from the time of booking your travel insurance policy. If you are not able to board your flight due to these uncertainties, then your insurer shall compensate you. Remember to inform your travel insurance company about any pre-existing illnesses at the time of booking the policy, and determine if these illnesses can be given a cover as well.

Protection Against Uncertainties

If you are travelling abroad and you have overseas travel insurance bought in advance, then any uncertainty which may curtail your trip can be compensated by your insurer. Do read the policy documents to determine whether a particular event is covered by the travel insurance provider or not. There are a number of uncertain events that may lead to trip cancellation, for example, a medical exigency, sudden demise of a family member, or losing a job. So, having your travel insurance handy would save you from last minute hassles.

Personalized Coverage

The best part of travel insurance purchased in advance is that it allows you to make a certain alteration to the policy, in accordance with your holiday needs. It will give you time to decide on add-ons that you can add to your policy. Hence, you can customise your plan and get set with a travel insurance policy that works just right for you.

To make an Affordable Travel Insurance for your visa you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

Why Should You Book Your Travel Insurance in Advance?

If the Flight and Hotel Tickets are non-refundable then pushing it for the last moment is equivalent to pushing your luck. If an emergency arises, you will lose out on both time and money. Hence, it’s advisable that you book your travel insurance policy beforehand to cover yourself against any uncertainties. The sooner you do it, the sooner you will be protected against any medical, financial or legal emergency before and during your trip.

If you need to take one or two trips in a year, then you can buy a single trip travel insurance to cover yourself for the entire duration from the date of purchase of policy to until trip ends. The cover will cease once you return. It’s much wiser to get your travel insurance in advance as it can cover you from the date of booking till the trip ends.

If you travel frequently, then taking up a multi-trip policy like Schengen Visa Itinerary for travel insurance can be a smart choice. Schengen Visa Itinerary for annual multi-trips covers you and all your trips against any unforeseen emergency. To get pre-departure risk cover, make sure that you buy the policy at least one month in advance, as the benefits begin from the date of purchase and end on the stipulated return-date.

The Best Time to Book Travel Insurance

If you want to know when you should book travel insurance, the most important thing to remember is that travel insurance is imperative for any trip. Our simple answer is to get travel insurance as soon as you have booked and paid for your holiday, especially for a non-refundable trip. Although it is tempting to leave booking travel insurance until the last minute, it’s more beneficial to get it in advance as the sooner you buy cover, the sooner you are protected.

Additionally, if you’re looking for trustworthy and verifiable Travel Insurance provider then give it a try Schengen Visa Itinerary. They’re offering Flight Reservation for visa, Hotel Booking at your destinations and Travel Insurance for any Schengen visa country.

Conclusion

If you do not wish to fork out unnecessary money and aim to choose the most economical travel insurance plan, then you might need to reconsider your idea. It’s not necessary that the cheapest policy will work out right for you. Remember to take comprehensive coverage and ensure that you do not remain under-insured.

This would backfire on you as the insurer won’t provide full coverage against certain losses or damages. When you wisely decide to buy Schengen Visa Itinerary travel insurance, or any other overseas insurance plan, make sure, that you read the policy documents thoroughly to determine all the coverage and limitations before the final purchase.

Check if the policy offers coverage from the day of policy purchase and not just at the beginning of your trip. If there is any specific travel insurance need, then research about it before zeroing down on a travel insurance plan.