Schengen Travel Insurance

When vising Schengen area, travellers should be able to handle and financially cover medical services in case of an accident, injury or any other sudden event. To take care of unexpected problems related to expense that appear while travelling, you should have a travel insurance to help with financial support. If you have a Travel Insurance, you will be comfortable to continue your travel journey without worries. It is also an important required document for applying a Schengen visa.

Schengen Visa Insurance Requirements

Your Medical insurance for Schengen visa must meet the following criteria:

•  Minimum coverage of at least 30,000 EUR (equivalent to 34,000 USD).

•  It should cover all member states of the Schengen Area.

•  Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

Having a travel insurance is very helpful when you traveling to Europe, however, not everyone needs to have it. It is just required for people who want to apply for a Schengen visa.

Foreigner who travel to Europe with visa free travel to Schengen zone can get their preferred travel insurance if they want, it is highly recommend to have it but not a requirement.

Who Must Purchase Schengen Travel Insurance for Europe?

Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it an individual visitors or group visitors, tourists, or business travellers. Travel Visa Insurance is a must when applying for a Schengen Visa.

Who Provides Schengen Travel Insurance?

Usually, travellers purchase an individual Schengen travel insurance policy for the days planned to spend in Europe at the rightful insurance provider. Make sure your company you choose is licensed and accepted in the Schengen country you will travel to. You can buy Schengen Visa Insurance from Europe Assistance or AXA. Both companies are accepted by European Embassies and Consulates worldwide. They will support you to cancel insurance without fee if your visa has been rejected.

For more information, please visit: https://www.schengenvisaitinerary.com/

Proof of Accommodation for Visa Application

In the list of supporting documents for Schengen Visa Application is a Proof of Accommodation as well as Flight Reservation. The diplomatic office of the relevant Schengen country has to see if you have an agreed or prearranged place to stay for the duration of your visit in the destined country.

The Embassy/Consulate does that through the following recognized forms:

•        An Evidence of a Place to Stay, such as Hotel Booking or Reservation,

•        An Invitation from The Host with a Copy of His Passport (proof of sponsorship),

•        An evidence of a pre-paid tour with details of your payment to the tour operator

Arisen by the Regulation (EC) No 810/2009 of The European Parliament And of The Council of 13 July 2009, establishing a Community Code on Visas known as “Visa Code”, Proof of Accommodation is a rule of the visa application procedure that each Schengen country ought to apply to their foreign visa seekers.

As such, in the Article 14 (1) the “Visa Code” stipulates the following:

“When applying for a uniform visa, the applicant shall present:

•        Documents indicating the purpose of the journey;

•        Documents in relation to accommodation, or proof of sufficient means to cover his accommodation;”

While in the 4th section of the same article the “Visa Code” specifies:

“Member States may require applicants to present a proof of sponsorship and/or private accommodation by completing a form drawn up by each Member State. That form shall indicate in particular:

•        Whether its purpose is proof of sponsorship and/or of accommodation;

•        Whether the host is an individual, a company or an organisation;

•        The host’s identity and contact details;

•        The invited applicant(s);

•        The address of the accommodation;”

On the other hand, the Article 21(5) about verification of entry conditions and risk assessment, requires:

“The means of subsistence for the intended stay shall be assessed in accordance with the duration and the purpose of the stay and by reference to average prices in the Member State(s) concerned for board and lodging in budget accommodation, multiplied by the number of days stayed, on the basis of the reference amounts set by the Member States in accordance with Article 34(1)(c) of the Schengen Borders Code. Proof of sponsorship and/or private accommodation may also constitute evidence of sufficient means of subsistence.”

What should your travel insurance for Schengen Visa cover?

When traveling, it is essential to get the appropriate level of cover in the event of accident or medical emergency. However, if you want to enter Europe, purchasing travel insurance for Schengen Visa is mandatory.

According to the Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009, your policy should cover the following:

  • Medical emergencies, including sickness;
  • Repatriation of remains in the event of death;
  • Emergency evacuation;
  • Accidental injuries;
  • Return of a minor;
  • Overseas funeral expenses.

It is worth noting that, generally, travel insurances do not cover pre-existing conditions, such as diabetes or asthma. In these cases, it is advisable to speak to your doctor and to choose a policy that can suit you the best.

If you want to enjoy your journey without worries, you can purchase a Europe travel insurance policy. These packages are designed for Schengen Visa travelers, and usually, also cover the following:

If you are planning to engage in risky activities or to enter an endangered country, you may need to purchase a dedicated policy.

OTHER CIRCUMSTANCES AND REQUIREMENTS FOR SCHENGEN VISA FOR INDIAN PASSPORT HOLDERS

There are other situations that will necessitate you to provide additional documents and meet particular thresholds in the process of getting a Schengen visa as an Indian national. These include the following;

1.       If you are looking for an airport transit or transit visa. This applies when you are making a stopover on a Schengen airport or state. For this purpose, you will need to provide the visa of your final country you are intending to travel to if it does not fall in the Schengen bloc. A plane ticket will also be needed.

2.       If you are visiting friends and relatives that are residents in the Schengen country, you should provide the formal invitation by the friend or relative. If the friend or relative is to cater for the finances, they should sign the official affidavit of support.

3.       If you are traveling for business related activities, a letter of invitation from the partner business should also be provided.

In order to have a convenient processing of Schengen visa for Indian passport holders, the application should be made at least 15 calendar days before the intended date of travel. The correct visa fees should be paid promptly and appointments honored on time. The applicant should also make sure that the application goes to the right consulate or embassy if they require entry into more than one Schengen states.

WHERE TO GO FOR SCHENGEN VISA IN INDIA

You need to be aware of the right embassy or consulate to visit in the country in order to apply for your Schengen visa in India. There are two options for the right consulate for the exercise. These are;

•        The embassy of the country that you wish to make the initial or the first entry into the Schengen visa area. This is the country in which you will step into first.

•        The embassy of the country in which you plan to spend the greatest time of your travel. This is the embassy of the country where your main purpose of travel will be.

The two options above should be captured by the documents that you provide in your application process. The itinerary should clearly indicate and confirm your reasons for the choice of the embassy that you make. Failure to do this may result to your application being returned to be submitted to the right competent Schengen visa embassy in India. You can access all the Schengen embassies and consulates in India. It is also good to engage Schengen Flight Reservation Visa to get your visa documentation.

Benefits of Schengen Visa

As you can already begin to imagine, forming part of the Schengen area as a host of benefits.

The benefits of a Schengen visa can be as simple as travelling from Germany to Luxembourg without having to go through passport control each time you cross the border.

Or, more complex things like moving goods and trades across borders.

The Schengen area has also reduced the time it takes to move goods across Europe.

In the past, it could take hours for trucks to cross certain borders; now, they may cross the border completely unnoticed.

This makes it much easier, quicker, and cheaper to move goods around Europe.

It can also be a step further as travelling across Europe, by which you will be entering several countries without any questions asked.

Therefore, one of the main advantages of Schengen Visa is that it saves you time. A lot of time.

For example: if you have relatives who live in a Schengen country and you intend to visit them every couple of months, this would be an issue if you do not reside in a Schengen country or have a valid visa.

This will also interfere if you conduct business internationally and need to travel regularly.

Another Schengen Visa benefit is that you will not need to go knocking on embassy or consulate doors each time you plan to leave the country.

This can be particularly stressful for those who come from a country that might not be favourably viewed.

One of the countries who reaps the benefits of the European Schengen visa is Malta. We will discuss further the commonly asked question, ‘Is Malta a Schengen country?’.

Malta also happens to be one of the European countries that offers citizenship through investment which makes it the ideal place to apply for a Schengen visa and a more flexible passport.

APPLICATION FOR SCHENGEN VISA FOR INDIAN PASSPORT HOLDERS

In order to successfully make an application for a Schengen visa as an Indian passport holder and citizen from within India, you must be conversant with the process of acquiring one, the requirements that go with the process and the fees charged for the Schengen visa. This article will cover all there is in the process of applying for a Schengen visa as an Indian citizen.

WHO CAN APPLY FOR SCHENGEN VISA IN INDIA?

Any Indian citizen and citizens of other countries legally living in India can apply for a Schengen visa in India. Indians living in other countries but legally present in the country may also apply for a Schengen visa in India if they can provide a competent reason why they cannot do in from the primary countries of residence.

DOCUMENTS REQUIRED FOR INDIAN PASSPORT HOLDERS

There are many documents that are supposed to be provided to the Schengen visa issuing office in the embassy of a Schengen member country in India. The documents should be provided in full and within the period required for the process to begin. These documents are as follows;

1.       Download and fill the Schengen visa application form. This application form should be dully filled and the details provided in sincerity. If you so wish, you can fill the application form through electronic means before downloading and printing a hard copy of the same.

2.       Attach two passport size photos. These passport size photos should capture the whole face and be recently taken. The photos should be taken against a light clear background in the most professional manner. The photos should clearly show the face of the applicant from the chin to the top of the head. Additionally, the photo should be of high quality in order to allow for easy reproduction.

3.       Provide your government-issued travel passport together with all or any of your previously issued visa copies. The passport must have a validity of at least three months from the date of your travel from the last Schengen visa bloc country. Additionally, you should make sure that your travel passport has at least two blank pages where the visa may be attached once issued.

4.       Write and attach a personal cover letter. This should be a clear statement indicating your reasons for the visit and the itinerary you intend to take. It should be as elaborate as possible with clear steps and explanations.

5.       Take travel insurance: You should secure and provide proof of travel insurance for Schengen visa for Indian passport holders. This can be done on the internet by visiting credible travel insurance providers in India. For a travel insurance agency or company to qualify for this purpose, it should be able to provide medical cover of at least 30,000 Euros together with giving repatriation (evacuation) coverage.

6.       Provide flight reservation: You should provide a clear flight reservation itinerary with dates, flight numbers, with specific times of entry into and exits from Schengen state or states. These should be clear and as elaborate as possible. You should also make sure that the details captured here are in line with part of what is on the cover statement provided.

7.       Provide accommodation: You should provide proof of reserved accommodation for the entire period that you intend to stay in the Schengen country or countries. The accommodation details provided should be of reputable places.

8.       Provide civil documents depending on your travel circumstances. These civil documents may include marriage certificates, death certificates of the dead spouse, birth certificates of children, and or any other documents that may be needed (for example affidavits) in case there is an issue that calls for such.

9.       Documents showing proof of financial capability that can cater for the period of stay in the Schengen country or countries. This is to ensure that you will be financially capable of supporting your stay in the country or countries you intend to visit. (these documents are usually in form of bank statements for the last six months).

There are other documents that you should provide depending on your personal circumstances and the reasons for your travel. These documents are based on the following criteria;

•        If you are in formal employment, you should also provide your employment contract, permission of leave from the employer, your current statements from the bank showing not less than six months (remember that online bank statements are not recognized here), and your Income Tax Return or your certificate of Income Tax deducted from your salary.

•        If you are in self-employment, you should attach a copy of your Indian business license. Additionally, you should ensure that you have provided your business bank statements for the last six months to show your business financial health. You should also provide your business Income Tax Return.

•        In case you are already retired and had been in a formal employment, you should provide your pension statements for the last six months.

•        If you are traveling from India to Schengen country as a student, you should provide proof of enrollment in a recognized institution, a letter of acceptance and a no objection letter from the educational institution.

•        For all categories of persons, and if applicable, you should provide proof of income that is generated by a property that you own by providing bank statements for the last six months. This property may be anything that provides regular income such as rental houses and apartments.

How to get travel insurance for Schengen Visa from the UK?

Even though the UK is an EU state member, it is not part of the Schengen Area. In other words, the UK operates the Common Travel Area border control with other EU and Schengen member countries.

British citizen can enter and remain in the Schengen Area without applying for a visa. However, if you are a UK resident but not an EU citizen, you may need to apply for a Schengen Visa. Subsequently, you will need travel insurance.

To be eligible, you must reside in the UK, Northern Ireland, Channel Islands, or the Isle of Man. You also need to be registered with a GP.

If you are in the UK for working or studying purposes, but you are not a permanent resident, you need to purchase your policy from your home country.

Need help with your Schengen Visa insurance?

Nowadays, travel insurance is a must for most travelers, who wish to feel safe in case of unexpected circumstances that may arise during one’s trip. Unforeseen events, such as sickness, medical emergencies, and even lost luggage, can ruin your trip.

Whether your reason for travelling, to enter the Schengen Area you must purchase a travel insurance policy. This is also one of the mandatory requirements to submit your application. However, to be eligible, your plan must meet specific criteria.

If you want to plan your trip to Europe less stressfully, one of our advisers will be happy to help you with your Schengen Visa application.

As part of our bespoke service, we can advise you on the best travel insurance for Schengen Visa for your needs. Your immigration expert will also prepare the additional support documentation that you will need for your application.

Get in touch today to learn more about our services are Flight Itinerary, hotel booking, and Travel Insurance to start planning your perfect trip.

For more information, please visit: https://www.schengenvisaitinerary.com/

Is a Flight Reservation Expensive and Explain about flight Reservation for Schengen Visa?

There is a common misconception that a flight reservation for Schengen visa is expensive. It will only be expensive if you purchase the roundtrip ticket prior to receiving your visa approval, which in truth is such a great risk. What if you are not granted a visa? What will you do with the confirmed ticket?

To solve this dilemma, we offer an affordable service which can give a confirmed flight reservation (Flight Itinerary) document without having to pay for the actual flight fare. For just a fraction of the real airfare, the document you will receive is actually verifiable and totally valid. How is this possible? We have partnered with several legitimate travel agencies that can give confirmed bookings without the need of paying for the full amount. You can actually check the legitimacy of the confirmed flight reservation document that you will receive from us. Just go to the airlines’ website and type in the reservation code on your document and you will see your name together with the flight details.

Will the Schengen Member Embassy allow an unpaid Flight Reservation?

The answer to this question is a definite YES! These embassies even vehemently suggest not to purchase a ticket not unless you are granted a visa. What they need to see is just your proposed itinerary and to know your intent of leaving after your short-term visit. You can even read the French embassy’s advisory of not buying a plane or train ticket on the 8th bullet point for yourself.

How to obtain a Flight Reservation?

Our thrust is to be able to deliver visa application documents that is hassle-free to our clients. All transactions can be done at the comforts of your home or office. All you need to do is visit our website Schengen Visa Itinerary to Travel and click on the flight itinerary tab or button. And we have other services are Hotel booking and Travel Insurance also. Choose between the 24 hours delivery time or the 6 hours expedited delivery time and then type in your full name (as it appears in your passport and billing account), your phone number, the number of passengers, the Schengen embassy you are applying from, and your targeted travel dates. Once you have filled out all necessary items, just click on the Pay Now tab.

Is the Website Legitimate and Secure?

If you are having hesitations with regard to paying online without having to talk to one of our representatives personally, then you need to let go of your fears. Our company is 100% legitimate and authentic.

First of all, your payment is coursed through another legitimate company – PayPal, which proves to you that our company is recognized by them. This will appear on your PayPal account page as well as your credit card billing statement.

Second, our company has already received quite a number of testimonials (Existed Customers Feedback- Check out our Facebook Page for further customers feedback) which show that we have satisfied customers from all over the globe.

Lastly, our team is composed of highly educated individuals who saw the need for a third-party liaison that can give Schengen Visa application assistance at the lowest cost possible.

12 Common Reasons Why Schengen Visa Applications Get Rejected

What makes an Embassy or Consulate reject providing you a Schengen Visa? This is the question many people make anytime they are about to apply for such a visa. The fact is that whenever a Schengen visa or any visa gets rejected, there is something UNSATISFACTORY as regards of that visa application.

Many visa applicants get confused and unable to exactly understand the reason for their visa refusal. That is why the article will focus on presenting the commonly known reasons for such refusal.

A visa application might be considered unsuccessful if the consular officer fails to get from the candidate all the needed information about him/her. Lacking to possess such information, the consular officer will be incapable to decide if the candidate qualifies to be given a visa. On the other hand, sometimes the consular might get information from the applicant that is unacceptable or beyond the fixed procedures. Sometimes the candidate is prone of illegitimate and/or dishonest activities. In all of the aforementioned cases the officer is led to DENY offering a visa to the applicant.

LEARN which are the Most Common Reasons for Failed Schengen Visa Applications, in order to avoid being amongst those who perform them:

1. Past or Current Criminal Actions

The past and current circumstances and actions of the applicant matter a lot in the decision of the consular officer in issuing a Schengen visa. In such cases, the refusal might occur because the applicant is considered a threat to the public policy, internal security or public wealth of Schengen Area (i.e. terrorism, drug abuse, child abuse, addiction, other serious crimes).

2. False Travel Document

There is a common destiny for all the individuals (applicants) who attempt to present false travel documents to the embassy or consulate, trying to misrepresent their identity, using fake identity – and that is an absolute visa denial and other accompanying unfavourable consequences.

3. Insufficient Explanation for The Purpose and Circumstances of The Planned Stay

Another motive to lead the consular office to deny your Schengen Visa is failing to have the needed justification for your purpose and conditions of the planned travel and stay. Such are the cases of:

•        Failing to present an employment and professional qualification that matches with the presented financial situation

•        Incapacity to provide documents that support the purpose of travel and stay in the Schengen Area

•        Missing to apply for a visa period in conformity with the presented travel itinerary and holiday right or revenue situation

•        The inability to offer unchanging declarations about the purpose of travel and stay

4. Damaged Passport

A reason for a visa refusal could be presenting a passport that is not kept in a good condition. Such case can be when passport pages are detaching or missing, when the cover of the passport is damaged and so on.

5. Passport Invalidity

Alternative motive to lead the consular officer denying your visa application is presenting a passport that is not acceptable for the Embassy or Consulate. Such cases are classified the following:

•        Presenting a passport that does not have a valid period less than three (3) remaining months after the return from the visit in the Schengen Area

•        Presenting a passport that does not possess two different blank visa pages

•        Presenting a Travel Document Booklet instead of a valid passport

•        Presenting a valid passport that is older than ten (10) years

6. Lack to Proof the Travel Itinerary

An additional reason for Schengen Visa application fail, is lacking to present the proper plan of your travel within the Schengen Area. Such cases include:

•        Applying at the wrong Embassy of the Schengen Area (not being able to determine the main destination of your visit in the Schengen Area)

•        Not being able to prove having a booked accommodation for each destination and each night to spend in the Schengen Area

•        Not being able to provide booked flight ticket for each applicant (when a group of travellers)

•        Not being able to provide travel tickets for each destination to be toured in the Schengen Area.

Learn How to get a Flight Itinerary for Schengen Visa Application without paying any money towards the actual cost of the full airline ticket.

7. Invalid Letter of Reference

Further evidenced reason for a failed Schengen Visa application is providing a formal letter of reference that is not authenticated by the author. Such cases involve:

•        Lacking to offer a formal letter that has an original letterhead with the address and contact details of the company or the author issuing it

•        Lacking to present a formal letter issued not later than three (3) last months from the application date

•        Missing to have the stamp and signature of the author on the formal letter

•        Other

8. Insufficient Means of Subsistence

One of the reasons the embassy or consulate of the Schengen country might refuse to give you a visa, is lacking or insufficient proof of means of existence for the duration of stay in Schengen Area, nor for the return to home country. Such cases might involve:

•        Failing to offer financial statements not older than one (1) month from the application date

•        Lacking to enjoy a current account statement (presenting credit card statements in its place)

•        Missing to possess enough funds in financial statements presented

•        Presenting a traveller’s cheque that does not have the candidate’s name

Learn more about how to prove having the sufficient means of subsistence.

9. Unacceptable Birth or Marriage Certificate

Additional cause for a failed Schengen Visa application is not being able to offer birth or marriage certificates that are accepted (not authenticated) by the embassy or consulate. Such cases include:

•        Failing to offer a certificate endorsed by official authorities, i.e. Ministry Interior

•        Failing to offer a certificate in non-English language translated by the authorized translator

•        Lacking to prove a civil certificate (offering a religious document instead)

•        Not being able to offer a certificate showing both parents of the child

•        Not being able to offer certificate that matches with the names of the parties presented on the submitted passports

•        Not being able to offer a document of the legal sole custody order for the child (if a single parent)

•        Not being able to offer the legal adoption documents for the adoptive child (for EU Spouse application)

10. Invalid Travel Insurance

The other reason that might lead to a Schengen Visa application fail, is the inability to present the appropriate travel insurance coverage for the duration of stay in the Schengen Area. Such cases might involve:

•        Failing to provide a travel insurance cover in the anticipated amount

•        Lacking to provide a travel insurance that does not cover the return of the candidate in home country

•        The inability to provide a travel insurance whose policy is valid all over the Schengen Area

•        The incapacity to show a travel insurance that covers the entire days of the trip in the Schengen Area

Learn more about Schengen travel insurance requirements.

11. Lacking to present a Proof of Accommodation

An additional factor that might lead for your visa to be refused is not being able to properly demonstrate you have a place to stay during your travel abroad. Such cases include:

•        Not being able to present an evidence of a hotel reservation,

•        Lacking to provide the invitation from the host (proof of sponsorship),

•        Failing to present an evidence of a pre-paid tour.

Learn How to Get a Hotel Booking Confirmation Letter for Schengen Visa Application.

12. Unfavourable Schengen Visa Situation

What else could destroy one’s Schengen Visa application is earlier history with the Schengen Visa. Such cases include:

•        Failing to previously respect Schengen Visa limitations (i.e. Overstay in the Schengen Area, failing to follow the presented travel itinerary – by skipping to stay mostly in the main country of destination in the Schengen Area, and so on).

•        Holding a passport with an active Schengen Visa.

Note: The information provided here is intended for assistance only and might be usable NOT ONLY for the purpose of applying for Schengen Visa but for any visa type of any world country.

What Can I Submit as Proof of Accommodation?

The embassy or consulate that you have to apply at in order to get a visa to your destination country, may require from you for either proof of accommodation, certificate of accommodation, letter of accommodation or hotel confirmation letter.

However complicated that it might seem, all of the above-mentioned serve for the same purpose: as evidence that you have a place where to sleep during your stay in your destination country.

This proof/certificate/letter can either be a:

•        Hotel booking,

•        Host invitation – if you are planning to stay over at friends or family    members/relatives,

•        Confirmation by an organized tour operator or holiday tours, or

•        Rental agreement / contract.

Though most of the countries will require you to submit proof of accommodation, especially in the old continent of Europe, in many other countries you will only have to show Means of Subsistence. Which means you will have to show proof, like a bank statement, that proves you have enough money to financially maintain yourself during your trip, including the stay at the hotel/hostel/guest house.

Hotel Reservation

If you are planning to stay at a hotel in your destination country then you will have to submit proof of the hotel booking, which usually is a ‘hotel confirmation letter’ which is also known as hotel itinerary for Schengen visa application. This means that after you book a room/suite, the hotel will issue you a letter which confirms it.

This letter must contain the following information:

•        your full name

•        your entry and exit dates

•        hotel address

•        hotel contact details as phone number, email, etc.

•        a valid hotel reservation code

Every embassy or consulate advises its applicants to make a hotel reservation at a hotel that will fully refund your expenses in case of visa rejection or delay. If you cannot find one like that, then try to find the cheapest hotel reservation. That is because if you book a room at a hotel that does not refund you in case of visa application rejection or delay, then you will lose your money.

You can also submit dummy hotel booking as proof of accommodation. Although this method may sometimes be referred to as a fake hotel reservation, this is by no means a fake booking. It’s just a booking without paying the price before the approval of the visa application.

To make a hotel booking without paying the price you could use the services of Schengen Visa Itinerary.